Comprehensive car insurance is the most efficient way to safeguard your vehicle from accidents, fire, theft, and damage. If something goes wrong, your insurer will usually pay for all repairs, allowing you to get back on the road faster.
Your insurance policy may contain additional benefits, such as a rental automobile in the event of an accident. In this post, we’ll look at whether comprehensive car insurance involves towing coverage and what Queensland’s most popular insurers have to say.
How Does Comprehensive Car Insurance Cover Towing?
Comprehensive car insurance often covers towing costs if your vehicle gets damaged in an accident, stolen, or becomes not appropriate to drive due to accidental damage, such as storm damage.This coverage provides peace of mind during unexpected events on the road.
However, note that most insurers do not cover towing costs for mechanical or vehicle failures, leaving you responsible for those costs.
Towing service policies vary per insurer. To confirm your towing insurance coverage, consult your Product Disclosure Statement (PDS) or contact your insurance provider. For your convenience, we’ve provided links to some of Queensland’s most popular insurers.
Stuck After an Accident? Here’s How to Quickly Organize a Tow Truck
After an accident or vehicle damage, you can book a tow truck in two main ways:
Book a Tow Truck Yourself
You can contact a towing company directly, and your insurer will normally cover reasonable towing expenses. This option allows you to choose a reputable company which often results in faster support. However, keep in mind that towing prices in Queensland are strictly regulated, thus fees for towing and storage are fixed regardless of the supplier.
Always get a receipt for the tow, as you will need it to recover the expense from your insurance company.
Your vehicle will still need to be examined and fixed according to your insurer’s rules, so check with them for the suggested repair facility.
Call Your Insurer
After an accident, call your insurer right away. They can arrange for a tow truck and help you with other legal requirements, such as documenting the accident location. Most insurers work together with reputable towing companies to ensure a seamless operation. For example, they may work with companies like Bris Towing to offer you with fast assistance.If you need Car Towing in Brisbane, know that dependable services are available to get your vehicle to safety swiftly and cheaply.Comprehensive Car Insurance gives peace of mind by covering towing costs and other accident-related expenses, ensuring a hassle-free experience during stressful times.
For Breakdown Towing
If your vehicle breaks down and comprehensive car insurance does not cover the issue, you must arrange and pay for a tow truck yourself.Since comprehensive car insurance typically excludes mechanical breakdowns, you must cover these expenses. However, your insurer can recommend a trustworthy towing provider from their network.
Whether you handle it yourself or rely on your insurer’s advice, responding early guarantees that your vehicle is maintained efficiently and avoids additional problems.
Bris Towing : Trusted by Queensland’s Top Insurers for Fast, Reliable Service
Car accidents can be stressful and daunting, particularly if your vehicle is no longer safe to drive. When this happens, contact Bris Towing, and we will make sure you arrive home safely.
Bris Towing is an understood partner of Queensland’s leading insurance companies. You can reserve our services directly or request them through your insurance carrier when you contact for help.
Bris Towing will help you regardless of your location. Our 24-Hour Towing Near Brisbane guarantees that we can tow your vehicle at any time of day or night. We can transport your vehicle home, to a repair, or to the nearest insurance assessment facility.
To arrange an accident or breakdown towing in Brisbane Queensland, contact us online or phone us directly for rapid, dependable service.